Commercial Mortgages Allesley and Eastern Green

The Allesley and Eastern Green commercial property market

Allesley village anchors the historic conservation core on the western edge of Coventry, with a tight cluster of village-frontage retail, a small but well-regarded F&B and gastropub base trading against the affluent Allesley and Allesley Park resident catchment, and a handful of small-cap professional services freehold along Birmingham Road. Allesley Old Road carries a steadier suburban convenience and parade retail spine running east into the wider CV5 catchment. Eastern Green to the north of the A45 brings a more conventional 1960s and 1970s suburban district-centre retail cluster anchored by neighbourhood convenience operators and supermarkets serving the dense suburban resident base. Across the wider CV5 fringe, neighbourhood pharmacy, small-cap dental and a handful of nursery operators feed off the dual-income professional resident catchment.

Most CV5 Allesley and Eastern Green commercial mortgage flow runs in the £250K to £900K bracket. Allesley village retail and F&B freehold prices currently 6.5 to 7.5% pa at 70 to 75% LTV with mainstream challenger desks, reflecting the affluent catchment and stable trading record. Allesley Old Road suburban convenience and parade retail investment prices 6.5 to 8.0% pa at 70 to 75% LTV on ICR. Eastern Green neighbourhood retail freehold prices in the same bracket. Small-cap professional services owner-occupier and neighbourhood clinical freehold prices 6.5 to 7.5% pa at 70 to 75% LTV. Refinancing volumes picked up materially through 2025 and 2026 as five-year fixes from the post-pandemic suburban retail recovery cycle matured into a higher base-rate environment.

HM Land Registry residential transactions across the wider Allesley and Eastern Green catchment cluster towards the upper end of the CV5 price band, with recent files including freehold detached and semi-detached sales from £230,000 up to £625,000 at Allesley village. They are not a direct commercial signal but they confirm the affluent dual-income professional resident base that supports the village F&B underwriting on Allesley high street and the neighbourhood retail catchment that most of our Allesley and Eastern Green commercial mortgage lending sits against.

Active commercial property types in Allesley and Eastern Green

Lender appetite for Allesley village retail and Eastern Green neighbourhood retail

Suburban district-centre retail and small-cap professional services across the CV5 affluent fringe is one of the most lender-friendly profiles in Coventry, and the lender pool is wide and competitive. Lloyds, NatWest, Barclays and Santander compete on the largest Eastern Green neighbourhood retail and Allesley Old Road investment freehold and stronger-covenant Allesley village retail at 60 to 70% LTV and 6.5 to 7.5% pa across the West Midlands regional commercial RM coverage. Shawbrook covers mid-cap suburban retail investment and professional services freehold at 65 to 75% LTV and 6.5 to 7.5% pa. Allica Bank runs an active Coventry SME book on owner-occupier village retail, professional services and clinical freehold at 70 to 75% LTV. HTB and YBS Commercial cover stronger-covenant Allesley village retail owner-occupier and Eastern Green investment. InterBay Commercial and Together cover semi-commercial shop and flat across Allesley Old Road and Eastern Green at up to 75% LTV on blended ICR. Cynergy Bank covers Allesley village gastropub and F&B trading-business mortgage. Hampshire Trust Bank takes selected CV5 dental and small-cap clinical owner-occupier deals on EBITDA plus NHS contract value. Cambridge & Counties carries strong appetite across Warwickshire and the wider West Midlands on Allesley village retail and Eastern Green investment and routes CV5 affluent-fringe files through a Leicester-led commercial team. Paragon takes selected CV5 semi-commercial files with residential above. LendInvest covers bridge-to-let on suburban retail repositioning. Refinancing on a stabilised Allesley village retail or Eastern Green neighbourhood retail freehold typically prices 6.5 to 8.0% pa at 65 to 75% LTV. Commercial mortgages are unregulated lending and fall outside the FCA regulated mortgage perimeter, we do not hold FCA authorisation because the products we arrange are unregulated.